Suzuki Swift 2025 Now Available on 0% Interest Installments – All Plans in Pakistan

Great news for car enthusiasts! The Suzuki Swift 2025, known for its sporty design and fuel efficiency, is now available with 0% interest installment plans through top banks in Pakistan. Starting at Rs. 4,460,160, banks like Meezan Bank, Bank Alfalah, and UBL offer no-markup financing options, making this stylish hatchback more affordable. This article covers all 0% interest plans, eligibility details, and practical tips to help you own your Swift, tailored for Pakistani buyers.

Why Choose Suzuki Swift 2025?

The Suzuki Swift 2025 stands out with its bold look and modern features, ideal for urban and highway driving:

• Engine: 1.2L VVT petrol, offering 14–18 km per liter.
• Variants: GL Manual, GL CVT, GLX CVT.
• Features: 6 airbags (GLX CVT), 9-inch touchscreen, keyless entry, LED headlights.
• Price: Rs. 4,460,160 (GL Manual), Rs. 4,605,600 (GL CVT), Rs. 4,766,190 (GLX CVT).

0% Interest Installment Plans

Three banks are offering 0% interest plans for the Suzuki Swift 2025, including Shariah-compliant and cardholder-exclusive options. Below are the details:

1. Meezan Bank – Car Ijarah (Shariah-Compliant)

Meezan Bank’s Car Ijarah is a no-interest, leasing-based plan where the bank buys the car and leases it to you, with ownership transferred at the end.

Variant	Price (PKR)	Down Payment (30%)	Tenure	Monthly Installment (PKR)
GL Manual	4,460,160	1,338,048	5 Years	54,802
GL CVT	4,605,600	1,381,680	5 Years	56,573
GLX CVT	4,766,190	1,429,857	5 Years	58,555
GL Manual	4,460,160	1,338,048	3 Years	91,337
GL CVT	4,605,600	1,381,680	3 Years	94,297
GLX CVT	4,766,190	1,429,857	3 Years	97,591

• Down Payment: 15–50% (flexible).
• Additional Costs: Islamic insurance (Rs. 80,000–100,000), registration fees (Rs. 50,000–100,000), withholding tax (Rs. 195,000–212,500 for non-filers).
• Eligibility: Salaried (min. Rs. 35,000/month), business owners, freelancers; age 22–60 (salaried) or up to 65 (self-employed); valid CNIC, 6-month bank statement, salary slip/business proof.
• How to Apply: Visit Meezan Bank branches, apply online, or call their helpline.

2. Bank Alfalah – Alpha Auto Finance (0% Markup for Cardholders)

Bank Alfalah offers a 0% markup plan for its credit cardholders, available at Suzuki-authorized showrooms.

Variant	Price (PKR)	Down Payment (25%)	Tenure	Monthly Installment (PKR)
GL Manual	4,460,160	1,115,040	24 Months	139,380
GL CVT	4,605,600	1,151,400	24 Months	143,925
GLX CVT	4,766,190	1,191,548	24 Months	148,944
GL Manual	4,460,160	2,230,080 (50%)	18 Months	123,893
GL CVT	4,605,600	2,302,800 (50%)	18 Months	127,933
GLX CVT	4,766,190	2,383,095 (50%)	18 Months	132,394

• Down Payment: 25–50%.
• Additional Costs: Processing fee (Rs. 15,000), insurance (Rs. 90,000–110,000).
• Eligibility: Bank Alfalah credit cardholders; valid CNIC, 6-month bank statement, salary slip (min. Rs. 50,000/month).
• How to Apply: Visit Suzuki showrooms or apply online via Bank Alfalah’s website.

3. United Bank Limited (UBL) – Auto Finance (0% Markup Limited Offer)

UBL offers a promotional 0% markup plan for select customers at Suzuki dealerships, alongside standard plans with interest.

Variant	Price (PKR)	Down Payment (30%)	Tenure	Monthly Installment (PKR)
GL Manual	4,460,160	1,338,048	5 Years	65,762 (0% promo)
GL CVT	4,605,600	1,381,680	5 Years	67,924 (0% promo)
GLX CVT	4,766,190	1,429,857	5 Years	70,305 (0% promo)
GL Manual	4,460,160	1,338,048	12 Months	279,012
GL CVT	4,605,600	1,381,680	12 Months	287,940
GLX CVT	4,766,190	1,429,857	12 Months	298,028

• Down Payment: 30–50%.
• Additional Costs: Processing fee (Rs. 8,700), insurance (Rs. 80,000–100,000).
• Eligibility: UBL account holders; valid CNIC, salary slip (min. Rs. 40,000/month), 6-month bank statement.
• How to Apply: Visit UBL branches, Suzuki showrooms, or apply online via UBL’s website.

Note: Other banks like Faysal and MCB offer Swift financing but with standard interest rates (14–16%). Confirm 0% markup availability, as promotions may end by September 2025.

Why Choose 0% Interest Plans?

• No Interest: Shariah-compliant (Meezan) or cardholder-exclusive (Alfalah, UBL) plans mean zero extra costs.
• Affordable Payments: Monthly installments (Rs. 54,802–298,028) fit middle-income budgets.
• Fast Approval: Eligible applicants get pre-approval in 2–5 days.
• Transparent: No hidden fees; insurance and registration can be included.

Challenges and Considerations

• High Down Payment: 25–50% upfront (Rs. 1,115,040–2,383,095) may be challenging for some.
• Limited Access: Alfalah and UBL 0% plans require credit cards or accounts, limiting eligibility.
• Price Hikes: Swift prices increased Rs. 50,000 post-2025–26 budget, impacting affordability.
• Scams: Avoid fake “0% interest” offers on social media; use only official bank channels.

Tips for Buyers

• Compare Plans: Meezan’s 5-year plan offers lower monthly payments; UBL’s 12-month plan suits quick payoffs.
• Verify Prices: Confirm ex-factory prices at Suzuki dealerships to avoid overcharging.
• Prepare Documents: Have CNIC, salary slip, bank statement, and car quotation ready for fast approval.
• Apply Early: 0% markup slots are limited; apply by September 2025 for priority.
• Stay Safe: Use only authorized dealers or bank channels to avoid fraud.

What’s Next?

The Suzuki Swift 2025’s 0% interest plans from Meezan Bank, Bank Alfalah, and UBL make it a top choice for style-conscious buyers. With monthly payments starting at Rs. 54,802, act fast to grab this deal before slots run out. Visit Suzuki showrooms or bank branches to apply, and hit the road in Pakistan’s favorite hatchback!

Disclaimer: Prices and terms based on August 2025 data. Verify with banks or Suzuki dealers before applying.