PM Youth Loan Scheme 2025 Easy Loans, Low Markup & Big Support for Young Pakistanis

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The Government of Pakistan has started the PM Youth Loan Scheme 2025 to support young people who want to start or expand their businesses. This program is specially made to reduce unemployment and to help the youth become independent through business opportunities.

What’s New in 2025?

This year, the loan scheme comes with many updates to make it easier for applicants:

  • Bigger Loan Size: Young entrepreneurs can now get loans up to PKR 10 million depending on their business plan.
  • Low Markup: The interest rate is very low, starting from only 3% for small loans.
  • Quick Online Portal: The website is improved and works faster for easy applications.
  • Age Limit Extended: People between 21 and 45 years can apply. For IT and e-commerce businesses, the minimum age is 18 years.
  • Special Quotas: 25% of loans are reserved for women, and there is also a quota for differently-abled persons.
  • Faster Process: Loans are usually approved and given within 30 days.
  • Focus on New Sectors: Extra benefits for IT, online business, and green projects.

Eligibility

To apply for this scheme, you must:

  • Be a Pakistani citizen with a valid CNIC.
  • Be 21–45 years old (18+ for IT/e-commerce).
  • Have no record of loan default.
  • Plan for a new or existing business in any sector, including agriculture.

Documents Required

  • CNIC copy
  • Passport-size photo
  • Business plan or feasibility report
  • Education certificate (if any)
  • Proof of business (for existing businesses)
  • Bank account details
  • NTN (if available)

How to Apply

  1. Visit the official website: pmyp.gov.pk.
  2. Create an account with CNIC and mobile number.
  3. Fill the online form with your details.
  4. Upload required documents.
  5. Submit the application and keep the tracking number.
  6. Your application will be reviewed, and if approved, the loan will be transferred to your bank within 30 days .

Final Words

The PM Youth Loan Scheme 2025 is a great chance for young Pakistanis to achieve their dreams. With bigger loans, reduced markup, and a fast process, it is easier than ever to get financial support. If you want to grow your future, prepare your documents and apply today!

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