Pakistan Prize Bond Draw Schedule 2026

Prize bonds are one of the most trusted saving options in Pakistan. People from all income levels buy prize bonds because they are safe, government-backed, and give a chance to win cash prizes through lucky draws. In 2026, prize bonds will remain a popular choice for those who want to save money without risk.

This guide explains what prize bonds are, how they work, types of prize bonds, draw schedule, prize system, and important rules, all in very easy English so anyone can understand.

What Is a Prize Bond?

A prize bond is a saving certificate issued by the Government of Pakistan. When you buy a prize bond, you are not investing in a business. You are simply saving your money with the government.

Instead of earning monthly interest, your prize bond number is included in a lucky draw. If your number is selected, you win a cash prize. If not, your money remains safe and you can use the same bond in future draws.

Main Features of Prize Bonds

Prize bonds have some important features that make them popular:

Issued and guaranteed by the Government of Pakistan
No expiry date
Can be cashed anytime at face value
Same winning chance for every bond number
No risk of losing money

Even if you never win a prize, you never lose the amount you paid for the bond.

How Prize Bonds Work

The working of prize bonds is very simple:

You buy a prize bond of a fixed value (for example Rs. 750 or Rs. 1500)
The bond has a unique serial number
This number is entered into official prize bond draws
If your number is selected, you win prize money
If you don’t win, the bond stays valid for the next draw

This system allows people to save money while hoping to win a prize.

Types of Prize Bonds in Pakistan (2026)

In 2026, Pakistan will continue issuing different prize bond denominations. Each type has its own draw frequency.

Available Prize Bond Denominations

Rs. 100 – Quarterly draw
Rs. 200 – Quarterly draw
Rs. 750 – Quarterly draw
Rs. 1,500 – Quarterly draw
Rs. 7,500 – Quarterly draw
Rs. 15,000 – Quarterly draw
Rs. 25,000 – Biannual draw
Rs. 40,000 – Biannual draw

Draw Frequency Explained

Quarterly draws happen four times a year
Biannual draws happen two times a year

Draws are conducted in different cities across Pakistan under official supervision.

Pakistan Prize Bond Draw Schedule 2026 (General Pattern)

Exact draw dates are announced by National Savings before each draw, but the general pattern remains the same.

Quarterly Prize Bond Draws

Usually held around:

January or February
April or May
July or August
October or November

Biannual Prize Bond Draws

One draw in the first half of the year
One draw in the second half of the year

Always confirm dates from official sources before the draw.

Prize Structure of Prize Bonds

Each prize bond draw has three prize categories.

First Prize

Only one bond number wins
Highest prize amount
High-value bonds offer very large first prizes

Second Prize

Usually three winners
Prize amount is lower than first prize

Third Prize

Many winners
Smaller prize amounts
Most winners fall in this category

Higher denomination bonds usually have higher prize amounts, but they also cost more to buy.

Where to Buy Prize Bonds

Prize bonds can be purchased from:

National Savings Centers
Selected scheduled banks
Authorized dealers

A valid CNIC is required for purchasing prize bonds.

How to Check Prize Bond Results

After every draw, results are officially announced.

Reliable Ways to Check Results

National Savings official website
Authorized National Savings offices
Trusted newspapers

Avoid checking results from unknown websites, social media posts, or WhatsApp messages.

How to Claim Prize Money

If your prize bond wins:

Visit a National Savings office or authorized bank
Bring the original prize bond
Show your CNIC
Fill out the prize claim form
Prize money is paid after tax deduction

Prize money cannot be claimed without the original bond.

Tax on Prize Bond Winnings

Prize money is subject to tax:

Filers pay lower tax
Non-filers pay higher tax

Tax is deducted automatically at the time of payment.

Important Rules for Prize Bond Holders

Keep prize bonds safe and undamaged
Note draw dates in advance
Buy bonds before the draw cut-off date
Check results only from official sources
Never hand over bonds to agents

Following these rules helps avoid loss or fraud.

Who Should Buy Prize Bonds?

Prize bonds are suitable for:

People who want safe savings
Small and medium savers
Families planning future savings
Individuals who like lucky draws

They are not suitable for people who want fixed monthly income.

Final Conclusion

The Pakistan Prize Bond Draw Schedule 2026 is important for anyone who owns or plans to buy prize bonds. Prize bonds offer a risk-free saving method with a chance to win cash prizes, fully backed by the Government of Pakistan.