New Hyundai Elantra Now Available on 0% Interest Installments – All Plans in Pakistan

Great news for sedan lovers! The Hyundai Elantra 2025, a stylish and tech-packed hybrid sedan, is now available with 0% interest installment plans across Pakistan. Priced at Rs. 9,895,000 for the Hybrid GLS variant, this eco-friendly car can be yours through no-markup financing from Hyundai Nishat, Meezan Bank, Bank Alfalah, and UBL. This article covers all 0% interest plans, eligibility criteria, and practical tips to drive home the Elantra, tailored for Pakistani buyers.

Why Choose the Hyundai Elantra 2025?

Launched by Hyundai Nishat in 2024, the Elantra Hybrid marks Pakistan’s first locally assembled hybrid sedan, offering a blend of style, efficiency, and advanced features:

• Engine: Smartstream 1.6L GDi + electric motor (139 hp, 264 Nm torque).
• Transmission: 6-speed EcoShift Dual Clutch (DCT).
• Features: 8-inch touchscreen with wireless Android Auto/Apple CarPlay, 10.25-inch TFT cluster, LED headlights, smart sunroof, 2 airbags, ABS, Electronic Stability Control.
• Fuel Average: 19–23 km per liter.
• Price: Rs. 9,895,000 (Hybrid GLS, ex-factory).

0% Interest Installment Plans

Four providers offer promotional 0% interest plans for the Hyundai Elantra 2025, including Shariah-compliant and conventional options. Below are the details for the Hybrid GLS variant.

1. Hyundai Nishat In-House – Interest-Free EMI

Hyundai Nishat offers a limited-time 18-month EMI plan with no markup, available at authorized dealerships.

Variant	Price (PKR)	Down Payment (50%)	Tenure	Monthly Installment (PKR)
Elantra Hybrid GLS	9,895,000	4,947,500	18 Months	274,861

• Additional Costs: Processing fee (Rs. 150,000), insurance (Rs. 100,000–120,000/year), registration (Rs. 50,000–80,000).
• Eligibility: Age 18+, valid CNIC, 3–6 months’ salary slips or bank statements, proof of income (min. Rs. 50,000/month).
• How to Apply: Visit Hyundai dealerships (Lahore, Karachi, Islamabad) or apply via hyundai-nishat.com.

2. Meezan Bank – Ijarah-Based Financing (Shariah-Compliant)

Meezan Bank’s Islamic financing leases the car to you with no interest, transferring ownership at the end.

Variant	Price (PKR)	Down Payment (30%)	Tenure	Monthly Installment (PKR)
Elantra Hybrid GLS	9,895,000	2,968,500	5 Years	127,083
Elantra Hybrid GLS	9,895,000	2,968,500	3 Years	197,750

• Down Payment: 30–50%.
• Additional Costs: Processing fee (Rs. 150,000), insurance (Rs. 100,000–120,000/year), registration (Rs. 50,000–80,000).
• Eligibility: Salaried (min. Rs. 50,000/month), business owners; age 21–60; valid CNIC, 3-month bank statement, salary slip/business proof.
• How to Apply: Visit Meezan Bank branches or apply online.

3. Bank Alfalah – Auto Financing (0% Markup for Cardholders)

Bank Alfalah offers a 0% markup plan for credit cardholders, available at Hyundai dealerships.

Variant	Price (PKR)	Down Payment (30%)	Tenure	Monthly Installment (PKR)
Elantra Hybrid GLS	9,895,000	2,968,500	3 Years	197,750
Elantra Hybrid GLS	9,895,000	4,947,500 (50%)	2 Years	247,188

• Down Payment: 30–50%.
• Additional Costs: Processing fee (Rs. 150,000), insurance (Rs. 100,000–120,000/year).
• Eligibility: Bank Alfalah credit cardholders; valid CNIC, 3-month bank statement, salary slip (min. Rs. 60,000/month).
• How to Apply: Visit Hyundai showrooms or apply online via Bank Alfalah’s website.

4. UBL – Auto Financing (0% Markup Limited Offer)

UBL provides a promotional 0% markup plan with a 15% residual value option to lower monthly payments.

Variant	Price (PKR)	Down Payment (50%)	Tenure	Monthly Installment (PKR)
Elantra Hybrid GLS	9,895,000	4,947,500	5 Years	83,396
Elantra Hybrid GLS	9,895,000	4,947,500	3 Years	130,250

• Residual Value: 15% (Rs. 1,484,250) paid at end.
• Additional Costs: Processing fee (Rs. 150,000), insurance (Rs. 100,000–120,000/year).
• Eligibility: UBL account holders; valid CNIC, salary slip (min. Rs. 50,000/month), 3-month bank statement.
• How to Apply: Visit UBL branches, Hyundai showrooms, or apply online via UBL’s website.

Note: Other banks like Faysal offer Elantra financing but with standard interest rates (13–15%). Confirm 0% markup availability, as promotions may end by October 2025.

Why Choose 0% Interest Plans?

• Cost Savings: No markup saves lakhs compared to standard loans.
• Affordable Payments: Monthly installments (Rs. 83,396–274,861) suit middle and upper-income buyers.
• Fast Approval: Pre-approval in 1–2 days for eligible applicants.
• Nationwide Access: Available at Hyundai dealerships in Lahore, Karachi, Islamabad, and more.

Challenges and Considerations

• High Down Payment: 30–50% upfront (Rs. 2,968,500–4,947,500) may be challenging for some.
• Limited Stock: Hybrid GLS requires pre-booking (Rs. 2,000,000 advance) due to high demand.
• Extra Costs: Budget Rs. 250,000–350,000/year for insurance, registration, and processing fees.
• Scams: Avoid unofficial “0% interest” offers online; stick to authorized dealers or banks.

Tips for Buyers

• Compare Plans: Hyundai’s 18-month EMI offers quick ownership; UBL’s residual value lowers monthly payments.
• Verify Prices: Confirm ex-factory prices at Hyundai dealerships to avoid overcharging.
• Prepare Documents: Keep CNIC, salary slips, bank statements, and car quotation ready for fast approval.
• Apply Early: 0% markup slots are limited; apply by October 2025 to secure your deal.
• Test Drive: Book a test drive (call 021-111-466-462) to experience the Elantra’s hybrid efficiency and ADAS features.
• Stay Safe: Buy only from authorized Hyundai dealers to avoid fraud.

What’s Next?

The Hyundai Elantra 2025, with its 19–23 km/liter fuel efficiency and cutting-edge features, is now more accessible with 0% interest plans from Hyundai Nishat, Meezan, Bank Alfalah, and UBL. Starting at Rs. 9,895,000 and monthly payments as low as Rs. 83,396, act fast to grab this deal before promotions end. Visit Hyundai showrooms or bank branches to apply and drive home in style!

Disclaimer: Prices and terms based on August 2025 data. Verify with banks or Hyundai dealers before applying.