New Honda CG125 Now Available on 0% Interest Installments – All Plans in Pakistan
Great news for bike lovers! The iconic Honda CG125 2025, renowned for its durability and style, is now available with 0% interest installment plans across Pakistan. Priced at Rs. 238,900, this legendary 125cc motorcycle can be yours through no-markup financing from top banks like Meezan Bank, Bank Alfalah, and MCB. This article covers all 0% interest plans, eligibility criteria, and practical tips to ride home the CG125, tailored for Pakistani riders.
Why Choose the Honda CG125 2025?
The Honda CG125, a top-seller from Atlas Honda, remains a favorite for its reliability and classic design. Launched with minor updates in 2025, it’s perfect for daily commutes and long rides:
- Engine: 124cc 4-stroke OHV air-cooled engine.
- Transmission: 5-speed constant mesh.
- Features: Drum brakes, telescopic front forks, dual rear shocks, chrome fenders, analog-digital cluster.
- Fuel Average: 45 km per liter.
- Price: Rs. 238,900 (all colors: Red, Black).
- Fuel Tank: 9.2 liters (2 liters reserve).
0% Interest Installment Plans
Three banks are offering promotional 0% interest plans for the Honda CG125 2025, including Shariah-compliant and cardholder-exclusive options. Below are the details for all variants and tenures.
1. Meezan Bank – Apni Bike (Shariah-Compliant)
Meezan Bank’s Apni Bike program offers a no-interest, leasing-based plan where the bank buys the bike and sells it to you via monthly installments, with ownership transferred at the end.
| Variant | Price (PKR) | Down Payment (15%) | Tenure | Monthly Installment (PKR) |
|---|---|---|---|---|
| Red/Black | 238,900 | 35,835 | 3 Years | 5,642 |
| Red/Black | 238,900 | 35,835 | 2 Years | 8,463 |
| Red/Black | 238,900 | 35,835 | 1 Year | 16,922 |
- Down Payment: 15–50% (flexible).
- Additional Costs: Islamic insurance (Rs. 5,000–7,000), registration fee (Rs. 1,500), processing fee (Rs. 1,800).
- Eligibility: Salaried (min. Rs. 20,000/month), business owners, freelancers; age 21–60; valid CNIC, 3-month bank statement, salary slip/business proof.
- How to Apply: Visit Meezan Bank branches, apply online, or call their helpline.
2. Bank Alfalah – Motorcycle Financing (0% Markup for Cardholders)
Bank Alfalah offers a 0% markup plan exclusively for its credit cardholders, available at Atlas Honda dealerships.
| Variant | Price (PKR) | Down Payment (20%) | Tenure | Monthly Installment (PKR) |
|---|---|---|---|---|
| Red/Black | 238,900 | 47,780 | 12 Months | 15,926 |
| Red/Black | 238,900 | 71,670 (30%) | 6 Months | 27,870 |
| Red/Black | 238,900 | 71,670 (30%) | 9 Months | 18,580 |
- Down Payment: 20–50%.
- Additional Costs: Processing fee (Rs. 2,500), insurance (Rs. 5,000–7,000).
- Eligibility: Bank Alfalah credit cardholders; valid CNIC, 3-month bank statement, salary slip (min. Rs. 25,000/month).
- How to Apply: Visit Atlas Honda showrooms or apply online via Bank Alfalah’s website.
3. MCB – Motorcycle Financing (0% Markup Limited Offer)
MCB provides a promotional 0% markup plan for the Honda CG125 at select Atlas Honda dealerships.
| Variant | Price (PKR) | Down Payment (20%) | Tenure | Monthly Installment (PKR) |
|---|---|---|---|---|
| Red/Black | 238,900 | 47,780 | 12 Months | 15,926 |
| Red/Black | 238,900 | 71,670 (30%) | 9 Months | 18,580 |
| Red/Black | 238,900 | 71,670 (30%) | 6 Months | 27,870 |
- Down Payment: 20–50%.
- Additional Costs: Processing fee (Rs. 2,000), insurance (Rs. 5,000–7,000).
- Eligibility: MCB account holders; valid CNIC, salary slip (min. Rs. 20,000/month), 3-month bank statement.
- How to Apply: Visit MCB branches, Atlas Honda showrooms, or apply online via MCB’s website.
Note: Other banks like UBL and Faysal offer CG125 financing but with standard interest rates (13–15%). Confirm 0% markup availability, as promotions may end by September 2025.
Why Choose 0% Interest Plans?
- No Extra Costs: Shariah-compliant (Meezan) or cardholder-exclusive (Alfalah, MCB) plans save thousands in interest.
- Affordable Payments: Monthly installments (Rs. 5,642–27,870) fit middle-income budgets.
- Fast Approval: Eligible applicants get pre-approval in 2–5 days.
- Nationwide Access: Free delivery to Atlas Honda dealerships across Pakistan.
Challenges and Considerations
- Upfront Payment: Down payments (Rs. 35,835–71,670) may be a hurdle for some.
- Limited Eligibility: Alfalah and MCB plans require credit cards or accounts, restricting access.
- Price Increase: CG125 prices rose Rs. 4,000 post-2025–26 budget due to a 1% carbon levy.
- Scams: Avoid fake “0% interest” offers online; stick to official bank or dealer channels.
Tips for Buyers
- Compare Plans: Meezan’s 3-year plan offers the lowest payments; Alfalah/MCB’s 6-month plans suit quick payoffs.
- Verify Prices: Confirm ex-factory prices at Atlas Honda showrooms to avoid overcharging.
- Prepare Documents: Have CNIC, salary slip, bank statement, and bike quotation ready for fast approval.
- Apply Early: 0% markup slots are limited; apply by September 2025 to secure your deal.
- Test Ride: Visit a showroom to experience the CG125’s handling and comfort.
- Stay Safe: Buy only from authorized Atlas Honda dealers to avoid fraud.
What’s Next?
The Honda CG125 2025, with its 45 km/liter fuel average and timeless design, is now more affordable with 0% interest plans from Meezan Bank, Bank Alfalah, and MCB. Starting at Rs. 238,900 and monthly payments as low as Rs. 5,642, act fast to grab this deal before promotions end. Visit Atlas Honda showrooms or bank branches to apply and hit the road in style!
Disclaimer: Prices and terms based on August 2025 data. Verify with banks or Atlas Honda dealers before applying.
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