CM Punjab Apni Chhat Apna Ghar Scheme 2025 – Free Homes & Loans for Families
In 2025, Chief Minister Maryam Nawaz Sharif started the Apni Chhat Apna Ghar Scheme in Punjab. This plan helps poor and middle-class families to get their own homes through interest-free loans .
What Has Been Done So Far
- 64,000 loans already given in 7 months
- Goal: 75,000 loans by August 2025
- 9,000 houses completed
- 52,000 houses under construction
- About Rs. 74 billion given in loans
- Loan recovery is 99.9%, which means people are paying back on time
- Target: 150,000 homes every year
Why This Scheme Matters
Many families in Punjab live in rented houses and face money problems. This scheme makes it possible for them to own a home. It gives them:
- Safety and security
- Respect in society
- An opportunity to secure savings for their kids’ tomorrow
Who Gets Help
- Workers, labourers, rickshaw drivers, and small shopkeepers
- Women (special quota)
- Minorities and differently-abled people
- Families in all districts of Punjab, not only Lahore
How It Works
- People get interest-free loans
- Application is simple (one-window system)
- Houses are given through a computerized and fair process
- Homes include basic needs like water, electricity, schools, and parks
Quick Numbers
| Detail | Numbers |
|---|---|
| Loans Given | 64,000 (target 75,000 by Aug) |
| Houses Completed | 9,0000 |
| Under Construction | 52,000 |
| Loan Amount | Rs. 74 billion |
| Recovery Rate | 99.9% |
| Yearly Target | 150,000 homes |
FAQs
- Q: How many loans so far?
- → 64,000
- Q: Who can apply?
- → Low-income families, women, minorities, differently-abled persons
- Q: How many homes ready?
- → 9,000 completed, 52,000 under construction
- Q: Is the process fair?
- → Yes, through computerized system
- Q: Are people repaying loans?
- → Yes, 99.9% are paying back
Conclusion
CM Punjab’s Apni Chhat Apna Ghar 2025 program is supporting countless families across Punjab. It is not only about giving houses but also about giving hope, respect, and a better future to people who need it the most.



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